We use information and analytical knowledge to generate and retain valued customers. Our approach to credit decision is that everyone that can be trusted with a credit, should be. We can predict who will be likely to pay their invoice and who won’t. We do that by combining credit information, your own customer insights and data with our analytical knowledge to provide scoring solutions and credit information. Thereby you can generate and retain valued customers.

Profitability-based credit decisions

Credit assessment often demands speed and automation, as many want to do the deal immediately, without waiting for manual processing. Sergel are experts in determining the profitability of a customer relationship, so you can feel safe in extending credit.

Your system is easily connected to our advanced scoring, which provides lightning-fast answers to whether credit should be granted. This means your marketing channels can focus on what they do best; to sell more! With integrated credit checks, there is no need to log into separate portals or work in multiple IT environments.

The big advantage of Sergel’s models is that the profitability of the customer relationship is put in focus. You get efficient, fast and responsible lending that always looks after the long-term profitability and ability to pay of your customer.

With Sergel, you can confidently say yes to more customers and keep the risk at a level you feel comfortable with. The models are of course also customizable to support your business in the best way.

In the event that credit should be refused, we will of course provide supporting answers to the grounds for refusal. We also have a team ready to carry out manual checks if desired – all to enable more business.